1. Agreement

These terms apply to use of the Graltov website. By browsing the pages, you acknowledge that you have read them and will use the site lawfully. If you do not agree, please stop using the site.

2. Editorial material

Graltov publishes general editorial information for adults over 40 in the United Kingdom. Pages are not individual guidance and should be read with the disclaimer. Dates and wording may change as the editorial archive develops.

3. Acceptable use

You must not interfere with the operation of the site, attempt unauthorised access, introduce harmful code or use content to mislead another person. You must respect intellectual property and applicable UK law.

4. Intellectual property

Unless stated otherwise, Graltov owns or licenses the site design, copy and branding. You may read and share links for personal, non-commercial reference. Reproduction of substantial sections requires written permission.

5. External links

Links to other websites are supplied for reader convenience. Graltov is not responsible for their content, availability, privacy practice or security. Visiting an external site is your own decision.

6. Forms

Information submitted through a form must be accurate and must not include confidential information that the form does not request. We may decline messages that are abusive, unlawful or unrelated to the site.

7. Availability

We aim to keep the website available but do not promise uninterrupted access. Pages may be changed, paused or removed for maintenance, editorial review or security reasons.

8. Liability

To the extent permitted by law, Graltov is not liable for losses arising from reliance on general editorial material, interruption, third-party content or a reader’s chosen action. Nothing in these terms limits liability that cannot lawfully be limited.

9. Privacy

Processing of personal information is described in the Privacy Policy. The Cookie Policy explains browser storage and optional technologies. Those documents form part of the wider site information available to visitors.

10. Governing law

These terms are governed by the law of England and Wales. Courts in England and Wales will have jurisdiction, subject to any mandatory consumer rights that apply to a visitor.

11. Contact

Questions may be sent to [email protected] or 22 St Mary Street, Cardiff CF10 1AA. Our desk hours are Mon–Fri 9:00 AM – 5:00 PM GMT.

12. Revision history

Revision history: 1 January 2026, terms published; 9 September 2026, wording reviewed. Material updates will be dated on this page.